Professional Financial Services
Types of Financing
At Cardinal Business Financing, Inc., we have the analytical abilities, industry experience, partner network, and passion for our customer's success to secure the correct type of financing for various small business goals.
Affordable, Accessible Working Capital for Small Businesses
After customer satisfaction, working capital is one of the most important issues a Small Business faces.
Delayed accounts receivable, unanticipated tax bills, or an unplanned cost in product development or new location buildout can crimp cash flow and create uncertainty and angst. These unmet cash requirements can prevent businesses from being adequately capitalized to take advantage of opportunities to create efficiencies, drive growth and enhance profit margins.
This is where Cardinal Business Financing can help. We have a proven track record in assisting companies in obtaining Small Business Loans, Working Capital Loans, startup financing, and Inventory financing, invoice financing, asset and revenue based financing and SBA loans. While we offer a wide range of loan amounts, customers we have the most success in assisting generally seek between $25,000 to $1MM+.
If you have short-term financial requirements, we can quickly provide access to working capital with no unorthodox or unexpected costs. In addition, we can do this for businesses across a variety of credit profiles: established, startup, unsecured, no credit history, or damaged credit. If you've heard, "we're sorry, but we can't help you," from the more typical sources for financing, you should contact us because we can help!
While we lend to and provide excellent value for companies across the credit rating spectrum, we take pride in leveraging our expertise and knowledge to help businesses most in need of alternative approaches to solving challenging finance and credit situations. We are deeply experienced across the full spectrum of finance options for small to medium sized businesses. We've worked with various business types: retail, medical professionals, restaurants, hospitality, manufacturers and construction firms, as well as web-based businesses and established brick and mortar concerns.
Along with our own access to capital we partner with a select pool of highly experienced affiliates which allows us to take a consultative approach to find the right solution that is tailored to the unique needs of your business.
If your business can benefit from short-term financing, we are confident we can get you approved quickly, efficiently, and with favorable terms. We understand if you are in a rush, we work well under pressure. Click the box below, give us two minutes of your time, and we'll get back to you straight away.
- Accounts Receivable Financing
- Business Acquisition Financing
- Commercial Bridge Loans
- Equipment Leasing
- Flexible Financing for Seasonal Businesses
- Small Business Administration Loans
- Securities-Based Lending
- Commercial Real Estate
Commercial Real Estate Financing Options as Varied as the Market Itself
Every Commercial Real Estate Loan is unique; cookie-cutter solutions don't work in this market.
Commercial Real Estate Financing requirements are as diverse as the Commercial Real Estate market. Investment and income opportunities run the gamut from multi-family, mixed-use, office, and retail complexes to light industrial, self-storage, mobile home parks, and income properties.
Other variables include whether a commercial property is currently classified as owner-occupied or investment, small-balance versus large-balance opportunities or credit status, and other mitigating borrower profile factors.
If you seek a financing partner capable of sourcing a diverse range of commercial real estate financing options, look no further than Cardinal Business Financing. Through our network of private commercial lenders and structure finance investors, we are capable of satisfying the needs of your business both now and in the future.
We feature a variety of commercial real estate loans program to accommodate a wide swath of borrowers' needs, with loan limits ranging from $75,000 to $10 million-plus. We believe our mission is to facilitate access to these resources. We think narrow and inflexible banking guidelines underserve property owners and investors, so we designed our programs to find a middle ground for investors or potential owners who cannot qualify under those strict guidelines.
At Cardinal Business Financing, we understand that every loan has a unique story, and we're ready to guide you (or your borrower) into a program that fits their needs. Purely focused on the commercial finance niche, we recognize the difficulty brokers and borrowers experience locating financing for their commercial transactions in the current market.
While other lenders are turning down most commercial transactions today, our comprehensive approach enables us to offer loans for more borrowers and on more transaction types. One area where we've been very successful in helping meet the needs of small-balance borrowers. The fact is, across the United States, there are far more properties that fit small-balance lending; the owners of these properties tend to get overlooked by larger banks interested in "big loans." We specialize in helping to close loans in the $200,000 to $5,000,000 range.
Our company implements a tiered approach to financing by utilizing our access to capital and that of others to provide our clients with the best options possible. Our premium customer service and attention to detail make the commercial loan process simple for borrowers and commercial finance professionals.
In addition to being able to finance hard-to-place transactions, we offer loan programs for investors, owners, or companies seeking financing on strong, superior credit-grade transactions. Following are some of our general program guidelines:
| – Up to 90.0% LTV | – Loans from $75K to $5M+ |
| – Investor & Owner-Occupied Loans | – No Exorbitant Upfront Deposits |
| – Preliminary Approval in 24 Hours | – Rates from 4.0% to 6.75% |
| – Purchase, Refinance & Cash-Out | – Nationwide Programs |
To learn more about our commercial real estate programs, please contact us today.
Hospitality
Financing solutions enable improvements, so your guests always feel right at home.
Cardinal Business Financing, Inc. can provide your company with the right financing solution for your property.
Through our expertise and that of our affiliates in the hospitality industry, we provide expert and seasoned advice in FF&E financing. Our financing programs are designed to assist the hospitality industry, where traditional bank financing can be challenging to obtain. We implement creative financing strategies enabling you to acquire the equipment you need.
We offer lease and finance programs for just about any type of furniture, fixtures, or equipment that your hotel/motel may need including but not limited to:
- Guest Room Furniture
- Restaurant Furniture
- Carpeting
- Draperies
- Mattresses
- Hotel Renovations
- Property Management Systems
- Heating and Cooling Units
- Fitness Equipment
- Property Improvement Plans (PIP)
We provide financing for high-rise chains, bed and breakfasts, single-owner locations, and more. Traditional financing is difficult to obtain in the hospitality segment, with a high rate of loan applications being refused by banks. Cardinal Business Financing will provide creative and strategic strategies to offer you the right financing program for your property.
Cardinal’s Alternative Financing and Working Capital Loan Products
Like any other small business owners, those in the hospitality industry can face cash flow issues for various reasons. Without access to cash, hotel owners can have a hard time making payroll, financing necessary improvements for FF&E, or paying their bills on time. Here at Cardinal, we provide creative options that will allow you to overcome cash flow problems.
- Simple application process
- Approvals in 24 hours
- Funding amounts $25,000 to $1MM+
- Flexible lease terms
Call To Learn More
Cardinal Business Financing, Inc. in Southbury, CT, can be reached at 203-816-6956 x1001. We have a qualified team ready to help you!
Contact Information
Business Hours
- Mon - Fri
- -
- Sat - Sun
- Closed