Equipment Leasing, Commercial Lending, Comprehensive Consulting


Financing solutions to enable improvements so your guests always feel right at home.


Cardinal Business Financing, Inc. can provide your company with the right financing solution for your property.  

Through our expertise and that of our affiliates in the hospitality industry, we provide expert and seasoned advice in FF&E financing.  Our financing programs are designed to assist the hospitality industry where traditional bank financing can be difficult to obtain.   We implement creative financing strategies enabling you to acquire the equipment you need.  


We offer lease and finance programs for just about any type of furniture, fixtures or equipment that your hotel/motel may need including but not limited to:

  • Guest Room Furniture
  • Restaurant Furniture
  • Carpeting
  • Draperies
  • Mattresses
  • Hotel Renovations
  • Property Management Systems
  • Heating and Cooling Units
  • Fitness Equipment
  • Property Improvement Plans (PIP)

We provide financing for high rise chains, bed and breakfasts, single owner locations and more. Traditional financing is difficult to obtain in the hospitality segment, with a high rate of loan applications being refused by banks.  Cardinal Business Financing will provide creative and strategic strategies to offer you the right financing program for your property.  

Cardinal’s Alternative Financing and Working Capital Loan Products

Like any other small business owners, those in the hospitality industry can face cash flow issues for a variety of reasons.  Without access to cash, hotel owners can have a hard time making payroll, financing necessary improvements for FF&E, or just paying their bills on time.  Here at Cardinal we provide creative options that will allow you to overcome cash flow problems.

  • Simple application process
  • Approvals in 24 hours
  • Funding amounts $15,000 to $1,000,000
  • Flexible lease terms